Question 1

Am I covered if a water pipe breaks and my house is flooded?

Accepted Answer

It depends on your specific policy. Standard homeowners insurance typically covers sudden and accidental water damage from burst pipes, but NOT gradual leaks or flooding from outside. AssetVault AI's AI Claims Assistant can analyze your documented inventory and help you understand what's covered under your specific policy, then generate a complete claim package with photos and values.

Question 2

How do I create a complete home inventory for insurance?

Accepted Answer

AssetVault AI makes it simple: 1) Create a directory for each room. 2) Add items by taking photos or scanning barcodes. 3) Log purchase dates and values — AI suggests current market prices. 4) Attach receipts and warranty documents. 5) Export your complete, insurance-ready inventory as PDF, CSV, or JSON. Most users complete their full home inventory in under 30 minutes.

Question 3

Can I take my home inventory records with me when I switch insurance companies?

Accepted Answer

Yes — your data belongs to you. AssetVault AI lets you export your complete inventory at any time, including photos, item descriptions, serial numbers, purchase dates, and current values. You can share this directly with a new insurance agent via a secure link, or download it as a professional report to use anywhere.

Question 4

What items should I document for insurance purposes?

Accepted Answer

Document everything of value: electronics, jewelry, furniture, appliances, clothing, collectibles, sports equipment, tools, and artwork. Pay special attention to high-value items that may require a rider — like jewelry over $1,500, musical instruments, or fine art. AssetVault AI's AI Insights feature automatically identifies high-value items and coverage gaps in your inventory.

Question 5

How does AssetVault AI help with insurance claims?

Accepted Answer

AssetVault AI's AI Claims Assistant guides you through the entire claim process: it asks targeted questions about your incident, automatically identifies affected items from your documented inventory, drafts a professional claim report, and tells you exactly which photos and documents to attach. Most users complete a full claim package in under 5 minutes.

Question 6

Is AssetVault AI free to use?

Accepted Answer

AssetVault AI offers a 15-day free trial with full Pro access — no charge for 15 days. After the trial, Pro plans start at just $5/month (or $25/year & $45/biennial). A free tier is available with basic inventory features.