Document What Matters
Complete inventory of every asset you own.
Be Prepared Before Disaster
Stronger documentation = stronger claims.
Maximize Your Coverage
Get the full value you're entitled to.
Take Control
Protect your home, your belongings, your future.
What Happens When Life Gets Difficult?
Tap any scenario to see the difference between being documented and not being documented.
Your home burns down at 2am.
What happens next depends entirely on what you documented BEFORE.
Three feet of water floods your basement.
Every box, appliance, and stored item is ruined.
A tornado destroys everything.
The house is gone. Your phone survived. That's all you have.
You're separating. Now who owns what?
Without documentation, lawyers decide — and that costs you everything.
Every Tool You Need, In One Place
Built specifically for homeowners and renters who want to be ready when it matters most.
AI Room Scan
Photograph any room — AI identifies every item, estimates values, and creates inventory records automatically.
AI Claims Assistant
Guided chatbot writes your incident report, identifies documents to attach, and helps you file fast.
Household Ownership
Assign every item to a specific household member. Create legal-grade timestamped ownership records.
QR Box Labels
Tag physical storage bins with QR codes. Scan to see the full digital contents list with photos and values.
Coverage Gap Analysis
AI compares your inventory value vs. policy limits — flags what's unprotected and generates a PDF report.
Barcode Scanner
Scan any product barcode — auto-fills item name, brand, and estimated value instantly.
AI Policy Search
Upload your insurance policy — ask it any coverage question in plain English and get a clear verdict.
Secure Share Links
Create expiring, password-controlled links for your agent or adjuster. Revoke access anytime.
Get Set Up in 6 Steps
From zero to fully protected — in under an hour.
Create Profile & Upload Policy
Set up your account and upload your insurance policy. Our AI reads it and answers any coverage questions.
Create Directories
Organize by room: Living Room, Bedroom, Garage, Attic. Add as many as you need.
Scan or Add Items
Use AI Room Scan to photograph a whole room, or add items one by one with barcode scanning.
Assign Owners
Tag items to household members — yourself, your spouse, partner, or roommate.
Upload Receipts & Docs
Attach receipts, warranties, appraisals, and additional policy documents. AI extracts the details.
Run Coverage Analysis
See your coverage gaps in seconds. Download a PDF to share with your insurance agent.
You're Protected.
When disaster strikes — fire, flood, divorce, theft — you're ready. Your documentation exists.
By the Numbers
$180B+
Collected annually by US insurers
~60%
Of claims are under-documented
<1 hr
To document your entire home with AI Room Scan
100%
Of your data is private and encrypted
Underpaid and Lowballed Claims
When it comes to actual payout shortfalls, the data varies by the scale of the disaster, but the trend points toward systematic undervaluation:
Under-Documented Claims
According to standard insurance industry data, approximately 60% of property claims are considered under-documented. When a disaster hits, the vast majority of homeowners struggle to recall or prove everything they owned. Without timestamped photos, receipts, or pre-loss inventories, insurers default to basic depreciated values.
The "Zero-Payout" Closes
According to a report highlighted by consumer legal advocates, more than 44% of homeowners insurance claims resolved by the nation's largest insurers resulted in no payment whatsoever (closed without payment or outright denied).
The Catastrophe Gap
Research by the Federal Reserve Bank of Philadelphia on major disasters (like the Marshall Fire) revealed that 74% of policyholders were actively underinsured relative to actual rebuilding costs.
The Lowball Factor
Consumer advocacy groups like Consumer Watchdog note that for complex claims (like wildfire or major water damage), insurers frequently offer initial payouts that are only 20% to 30% of what the homeowner actually needs to rebuild.
Why Does This Happen?
The shortfall generally comes down to three structural issues:
Lack of Proof
If you claim you had a $3,000 laptop or high-end couch but have no photo or receipt, the insurance adjuster will write it down as a generic, baseline item.
The "Invisible" Inflation Gap
Rebuilding costs have spiked sharply over the last few years, meaning even if your policy says you have $300,000 in coverage, the real-world cost to rebuild that exact house might be closer to $450,000.
The Initial Software Estimate
Most insurance companies use automated estimating software (like Xactimate) to price materials and labor. These estimates frequently default to regional averages that fail to reflect localized spikes in labor costs after a major local disaster.